Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$321,629$310,410
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.470%7.320%
Blended rate7.020%7.560%
1st payment$2,072.59$2,132.30
2nd payment$0.00$0.00
Taxes / mo$659.67$659.67
Insurance / mo$150.00$150.00
MI / mo$150.76$62.08
HOA / mo$89.00$89.00
Total monthly$3,122.02$3,093.05
Cash to close$23,271$34,490