Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$639,217$578,250
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$3,196$0
Note rate5.490%7.400%
Blended rate5.490%7.640%
1st payment$3,649.69$4,003.69
2nd payment$0.00$0.00
Taxes / mo$317.92$317.92
Insurance / mo$166.67$166.67
MI / mo$0.00$115.65
HOA / mo$18.75$18.75
Total monthly$4,153.02$4,622.67
Cash to close$3,283$64,250