Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$291,537$296,910
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.620%7.400%
Blended rate8.170%7.640%
1st payment$2,118.64$2,055.74
2nd payment$0.00$0.00
Taxes / mo$137.50$137.50
Insurance / mo$150.00$150.00
MI / mo$137.26$59.38
HOA / mo$0.00$0.00
Total monthly$2,543.39$2,402.63
Cash to close$38,363$32,990