Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$282,680$269,100
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$1,413$0
Note rate6.630%7.400%
Blended rate6.630%7.640%
1st payment$1,864.43$1,863.19
2nd payment$0.00$0.00
Taxes / mo$192.75$192.75
Insurance / mo$150.00$150.00
MI / mo$0.00$53.82
HOA / mo$0.00$0.00
Total monthly$2,207.18$2,259.76
Cash to close$16,320$29,900