Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$352,138$333,000
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$1,761$0
Note rate6.860%7.400%
Blended rate6.860%7.640%
1st payment$2,338.40$2,305.62
2nd payment$0.00$0.00
Taxes / mo$0.08$0.08
Insurance / mo$150.00$150.00
MI / mo$0.00$66.60
HOA / mo$0.00$0.00
Total monthly$2,488.48$2,522.31
Cash to close$17,862$37,000