Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$210,118$220,500
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$1,051$0
Note rate6.580%7.320%
Blended rate6.580%7.560%
1st payment$1,354.07$1,514.68
2nd payment$0.00$0.00
Taxes / mo$10.25$10.25
Insurance / mo$150.00$150.00
MI / mo$0.00$44.10
HOA / mo$110.00$110.00
Total monthly$1,624.32$1,829.03
Cash to close$34,882$24,500