Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$424,604$425,610
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$2,123$0
Note rate6.900%7.400%
Blended rate6.900%7.640%
1st payment$2,892.87$2,946.84
2nd payment$0.00$0.00
Taxes / mo$127.00$127.00
Insurance / mo$166.67$166.67
MI / mo$0.00$85.12
HOA / mo$0.00$0.00
Total monthly$3,186.53$3,325.63
Cash to close$48,296$47,290