Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$273,263$270,000
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$1,366$0
Note rate5.230%7.400%
Blended rate5.230%7.640%
1st payment$1,606.37$1,869.43
2nd payment$0.00$0.00
Taxes / mo$183.50$183.50
Insurance / mo$150.00$150.00
MI / mo$0.00$54.00
HOA / mo$0.00$0.00
Total monthly$1,939.87$2,256.93
Cash to close$26,737$30,000