Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$213,759$213,759$266,310
Remaining term (yrs)24.424.430.0
Secondary amount$0$52,551$0
Funding fee$1,069$1,069$0
Note rate2.730%2.730%7.400%
Blended rate2.730%3.967%7.640%
1st payment$995.55$995.55$1,843.88
2nd payment$0.00$394.14$0.00
Taxes / mo$139.00$139.00$139.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.26
HOA / mo$37.00$37.00$37.00
Total monthly$1,321.55$1,715.68$2,223.14
Cash to close$82,141$29,590$29,590