Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$742,807$710,100
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$3,714$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$4,743.51$4,877.89
2nd payment$0.00$0.00
Taxes / mo$198.92$198.92
Insurance / mo$216.67$216.67
MI / mo$0.00$142.02
HOA / mo$100.00$100.00
Total monthly$5,259.10$5,535.50
Cash to close$46,193$78,900