Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$368,202$354,510
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$1,841$0
Note rate6.840%7.400%
Blended rate6.840%7.640%
1st payment$2,454.06$2,454.56
2nd payment$0.00$0.00
Taxes / mo$179.25$179.25
Insurance / mo$150.00$150.00
MI / mo$0.00$70.90
HOA / mo$35.00$35.00
Total monthly$2,818.31$2,889.71
Cash to close$25,698$39,390