Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$319,328$315,000
Remaining term (yrs)27.030.0
Secondary amount$0$0
Funding fee$1,597$0
Note rate6.320%7.400%
Blended rate6.320%7.640%
1st payment$2,052.04$2,181.00
2nd payment$0.00$0.00
Taxes / mo$104.83$104.83
Insurance / mo$150.00$150.00
MI / mo$0.00$63.00
HOA / mo$0.00$0.00
Total monthly$2,306.87$2,498.83
Cash to close$30,672$35,000