Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$292,003$279,000
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,460$0
Note rate6.350%7.400%
Blended rate6.350%7.640%
1st payment$1,859.15$1,931.74
2nd payment$0.00$0.00
Taxes / mo$119.67$119.67
Insurance / mo$150.00$150.00
MI / mo$0.00$55.80
HOA / mo$35.00$35.00
Total monthly$2,163.81$2,292.21
Cash to close$17,997$31,000