Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$212,623$195,300
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$1,063$0
Note rate6.190%7.320%
Blended rate6.190%7.560%
1st payment$1,312.45$1,341.58
2nd payment$0.00$0.00
Taxes / mo$223.67$223.67
Insurance / mo$150.00$150.00
MI / mo$0.00$39.06
HOA / mo$135.00$135.00
Total monthly$1,821.11$1,889.30
Cash to close$4,377$21,700