Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$451,996$427,410
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.270%7.320%
Blended rate6.820%7.560%
1st payment$2,907.43$2,936.01
2nd payment$0.00$0.00
Taxes / mo$322.75$322.75
Insurance / mo$166.67$166.67
MI / mo$215.97$85.48
HOA / mo$75.00$75.00
Total monthly$3,687.82$3,585.91
Cash to close$22,904$47,490