Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$524,948$503,910
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$2,625$0
Note rate6.350%7.400%
Blended rate6.350%7.640%
1st payment$3,297.85$3,488.97
2nd payment$0.00$0.00
Taxes / mo$207.00$207.00
Insurance / mo$166.67$166.67
MI / mo$0.00$100.78
HOA / mo$61.00$61.00
Total monthly$3,732.52$4,024.42
Cash to close$34,952$55,990