Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$169,262$175,500
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$846$0
Note rate6.860%7.320%
Blended rate6.860%7.560%
1st payment$1,134.75$1,205.56
2nd payment$0.00$0.00
Taxes / mo$120.50$120.50
Insurance / mo$150.00$150.00
MI / mo$0.00$35.10
HOA / mo$0.00$0.00
Total monthly$1,405.25$1,511.16
Cash to close$25,738$19,500