Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$178,255$178,255$238,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$60,245$0
Funding fee$891$891$0
Note rate3.050%3.050%7.320%
Blended rate3.050%4.553%7.560%
1st payment$846.19$846.19$1,638.33
2nd payment$0.00$451.84$0.00
Taxes / mo$100.17$100.17$100.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$47.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,096.36$1,548.20$1,936.20
Cash to close$86,745$26,500$26,500