Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$376,040$376,040$486,000
Remaining term (yrs)25.125.130.0
Secondary amount$0$109,960$0
Funding fee$1,880$1,880$0
Note rate3.090%3.090%7.400%
Blended rate3.090%4.201%7.640%
1st payment$1,789.06$1,789.06$3,364.97
2nd payment$0.00$733.06$0.00
Taxes / mo$87.50$87.50$87.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,043.22$2,776.29$3,716.33
Cash to close$163,960$54,000$54,000