Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$390,195$390,195$431,910
Remaining term (yrs)25.525.530.0
Secondary amount$0$41,715$0
Funding fee$1,951$1,951$0
Note rate4.420%4.420%7.320%
Blended rate4.420%4.862%7.560%
1st payment$2,120.62$2,120.62$2,966.92
2nd payment$0.00$312.86$0.00
Taxes / mo$192.42$192.42$192.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.38
HOA / mo$38.00$38.00$38.00
Total monthly$2,517.70$2,830.56$3,450.39
Cash to close$89,705$47,990$47,990