Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$267,774$267,774$314,910
Remaining term (yrs)25.225.230.0
Secondary amount$0$47,136$0
Funding fee$1,339$1,339$0
Note rate3.125%3.125%7.320%
Blended rate3.125%4.004%7.560%
1st payment$1,276.12$1,276.12$2,163.21
2nd payment$0.00$353.52$0.00
Taxes / mo$136.42$136.42$136.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.98
HOA / mo$33.00$33.00$33.00
Total monthly$1,595.53$1,949.06$2,545.61
Cash to close$82,126$34,990$34,990