Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$349,340$323,991
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.990%7.320%
Blended rate4.540%7.560%
1st payment$1,685.48$2,225.59
2nd payment$0.00$0.00
Taxes / mo$258.33$258.33
Insurance / mo$150.00$150.00
MI / mo$162.01$64.80
HOA / mo$290.00$290.00
Total monthly$2,545.82$2,988.72
Cash to close$10,650$35,999