Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$456,572$448,200
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,283$0
Note rate6.470%7.400%
Blended rate6.470%7.640%
1st payment$2,945.27$3,103.25
2nd payment$0.00$0.00
Taxes / mo$268.92$268.92
Insurance / mo$166.67$166.67
MI / mo$0.00$89.64
HOA / mo$65.00$65.00
Total monthly$3,445.85$3,693.47
Cash to close$41,428$49,800