Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$409,439$409,439$494,910
Remaining term (yrs)25.425.430.0
Secondary amount$0$85,471$0
Funding fee$2,047$2,047$0
Note rate3.550%3.550%7.320%
Blended rate3.550%4.491%7.560%
1st payment$2,031.58$2,031.58$3,399.69
2nd payment$0.00$641.04$0.00
Taxes / mo$324.08$324.08$324.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.98
HOA / mo$87.00$87.00$87.00
Total monthly$2,609.33$3,250.37$4,076.42
Cash to close$140,461$54,990$54,990