Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$401,780$378,000
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$2,009$0
Note rate7.030%7.400%
Blended rate7.030%7.640%
1st payment$2,757.29$2,617.20
2nd payment$0.00$0.00
Taxes / mo$216.00$216.00
Insurance / mo$150.00$150.00
MI / mo$0.00$75.60
HOA / mo$50.00$50.00
Total monthly$3,173.29$3,108.80
Cash to close$18,220$42,000