Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$271,177$271,177$287,550
Remaining term (yrs)25.625.630.0
Secondary amount$0$32,348$0
Funding fee$1,356$1,356$0
Note rate5.270%5.270%7.320%
Blended rate5.270%5.974%7.560%
1st payment$1,605.43$1,605.43$1,975.27
2nd payment$0.00$320.11$0.00
Taxes / mo$118.75$118.75$118.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.51
HOA / mo$0.00$0.00$0.00
Total monthly$1,874.18$2,194.29$2,301.53
Cash to close$48,323$15,975$31,950