Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$110,577$110,577$304,200
Remaining term (yrs)16.316.330.0
Secondary amount$0$193,623$0
Funding fee$553$553$0
Note rate3.420%3.420%7.320%
Blended rate3.420%6.335%7.560%
1st payment$731.56$731.56$2,089.64
2nd payment$0.00$1,290.82$0.00
Taxes / mo$194.50$194.50$194.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.84
HOA / mo$0.00$0.00$0.00
Total monthly$1,076.06$2,366.88$2,494.98
Cash to close$227,423$33,800$33,800