Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$185,728$185,728$359,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$174,182$0
Funding fee$929$929$0
Note rate3.010%3.010%7.400%
Blended rate3.010%5.425%7.640%
1st payment$877.79$877.79$2,491.94
2nd payment$0.00$1,161.21$0.00
Taxes / mo$158.50$158.50$158.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,186.29$2,347.51$2,872.43
Cash to close$214,172$39,990$39,990