Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$146,747$146,747$251,910
Remaining term (yrs)23.123.130.0
Secondary amount$0$105,163$0
Funding fee$734$734$0
Note rate3.690%3.690%7.400%
Blended rate3.690%5.489%7.640%
1st payment$784.23$784.23$1,744.17
2nd payment$0.00$701.09$0.00
Taxes / mo$166.50$166.50$166.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.38
HOA / mo$0.00$0.00$0.00
Total monthly$1,100.73$1,801.82$2,111.06
Cash to close$133,153$27,990$27,990