Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$273,487$273,487$283,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$25,763$0
Funding fee$1,367$1,367$0
Note rate3.110%3.110%7.400%
Blended rate3.110%3.865%7.640%
1st payment$1,298.38$1,298.38$1,962.90
2nd payment$0.00$254.95$0.00
Taxes / mo$74.58$74.58$74.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$56.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,522.97$1,777.92$2,244.18
Cash to close$41,513$15,750$31,500