Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$255,049$243,000
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,275$0
Note rate6.350%7.400%
Blended rate6.350%7.640%
1st payment$1,623.87$1,682.48
2nd payment$0.00$0.00
Taxes / mo$168.08$168.08
Insurance / mo$150.00$150.00
MI / mo$0.00$48.60
HOA / mo$0.00$0.00
Total monthly$1,941.95$2,049.17
Cash to close$14,951$27,000