Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$327,211$333,000
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.780%7.400%
Blended rate7.330%7.640%
1st payment$2,203.89$2,305.62
2nd payment$0.00$0.00
Taxes / mo$201.33$201.33
Insurance / mo$150.00$150.00
MI / mo$155.26$66.60
HOA / mo$0.00$0.00
Total monthly$2,710.49$2,723.56
Cash to close$42,789$37,000