Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$172,444$172,444$292,500
Remaining term (yrs)23.323.330.0
Secondary amount$0$120,056$0
Funding fee$862$862$0
Note rate3.730%3.730%7.400%
Blended rate3.730%5.483%7.640%
1st payment$921.11$921.11$2,025.21
2nd payment$0.00$800.37$0.00
Taxes / mo$135.33$135.33$135.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,206.44$2,006.82$2,369.04
Cash to close$152,556$32,500$32,500