Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$157,777$152,100
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$789$0
Note rate4.990%7.400%
Blended rate4.990%7.640%
1st payment$905.10$1,053.11
2nd payment$0.00$0.00
Taxes / mo$107.58$107.58
Insurance / mo$150.00$150.00
MI / mo$0.00$30.42
HOA / mo$0.00$0.00
Total monthly$1,162.68$1,341.11
Cash to close$11,223$16,900