Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$257,740$256,500
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$1,289$0
Note rate4.750%7.400%
Blended rate4.750%7.640%
1st payment$1,384.45$1,775.95
2nd payment$0.00$0.00
Taxes / mo$155.58$155.58
Insurance / mo$150.00$150.00
MI / mo$0.00$51.30
HOA / mo$0.00$0.00
Total monthly$1,690.04$2,132.84
Cash to close$27,260$28,500