Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$384,786$369,000
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,924$0
Note rate5.250%7.400%
Blended rate5.250%7.640%
1st payment$2,259.73$2,554.88
2nd payment$0.00$0.00
Taxes / mo$234.17$234.17
Insurance / mo$150.00$150.00
MI / mo$0.00$73.80
HOA / mo$15.00$15.00
Total monthly$2,658.89$3,027.85
Cash to close$25,214$41,000