Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$643,504$628,650
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$3,218$0
Note rate6.220%7.400%
Blended rate6.220%7.640%
1st payment$3,976.60$4,352.65
2nd payment$0.00$0.00
Taxes / mo$139.67$139.67
Insurance / mo$166.67$166.67
MI / mo$0.00$125.73
HOA / mo$0.00$0.00
Total monthly$4,282.93$4,784.71
Cash to close$54,996$69,850