Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$306,972$269,991
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.540%7.400%
Blended rate7.090%7.640%
1st payment$1,987.92$1,869.36
2nd payment$0.00$0.00
Taxes / mo$120.42$120.42
Insurance / mo$150.00$150.00
MI / mo$143.55$54.00
HOA / mo$134.00$134.00
Total monthly$2,535.88$2,327.78
Cash to close$0$29,999