Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$269,459$274,500
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$1,347$0
Note rate6.270%7.400%
Blended rate6.270%7.640%
1st payment$1,733.28$1,900.58
2nd payment$0.00$0.00
Taxes / mo$170.08$170.08
Insurance / mo$150.00$150.00
MI / mo$0.00$54.90
HOA / mo$0.00$0.00
Total monthly$2,053.36$2,275.57
Cash to close$35,541$30,500