Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$233,351$233,351$270,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$36,649$0
Funding fee$1,167$1,167$0
Note rate3.750%3.750%7.320%
Blended rate3.750%4.463%7.560%
1st payment$1,180.94$1,180.94$1,854.71
2nd payment$0.00$274.87$0.00
Taxes / mo$166.92$166.92$166.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,497.86$1,772.73$2,225.63
Cash to close$66,649$30,000$30,000