Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$460,857$444,600
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$2,304$0
Note rate5.110%7.400%
Blended rate5.110%7.640%
1st payment$2,684.66$3,078.32
2nd payment$0.00$0.00
Taxes / mo$276.42$276.42
Insurance / mo$166.67$166.67
MI / mo$0.00$88.92
HOA / mo$200.00$200.00
Total monthly$3,327.75$3,810.32
Cash to close$33,143$49,400