Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$297,244$287,910
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$1,486$0
Note rate6.940%7.320%
Blended rate6.940%7.560%
1st payment$2,012.29$1,977.74
2nd payment$0.00$0.00
Taxes / mo$185.83$185.83
Insurance / mo$150.00$150.00
MI / mo$0.00$57.58
HOA / mo$35.00$35.00
Total monthly$2,383.13$2,406.16
Cash to close$22,656$31,990