Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$65,331$65,331$449,999
Remaining term (yrs)17.417.430.0
Secondary amount$0$384,668$0
Funding fee$0$0$0
Note rate4.230%4.230%7.400%
Blended rate5.080%7.362%7.640%
1st payment$439.44$439.44$3,115.70
2nd payment$0.00$2,484.32$0.00
Taxes / mo$228.17$228.17$228.17
Insurance / mo$166.67$166.67$166.67
MI / mo$63.42$63.42$90.00
HOA / mo$0.00$0.00$0.00
Total monthly$897.69$3,382.01$3,600.54
Cash to close$434,668$50,000$50,000