Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$335,634$335,634$799,200
Remaining term (yrs)20.820.830.0
Secondary amount$0$463,566$0
Funding fee$0$0$0
Note rate3.960%3.960%7.320%
Blended rate4.810%6.515%7.560%
1st payment$1,968.66$1,968.66$5,489.95
2nd payment$0.00$2,993.87$0.00
Taxes / mo$377.17$377.17$377.17
Insurance / mo$216.67$216.67$216.67
MI / mo$293.50$293.50$159.84
HOA / mo$50.00$50.00$50.00
Total monthly$2,905.99$5,899.86$6,293.62
Cash to close$552,366$88,800$88,800