Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$139,333$139,333$287,910
Remaining term (yrs)20.920.930.0
Secondary amount$0$148,577$0
Funding fee$0$0$0
Note rate3.930%3.930%7.400%
Blended rate4.780%6.442%7.640%
1st payment$812.95$812.95$1,993.43
2nd payment$0.00$990.51$0.00
Taxes / mo$178.83$178.83$178.83
Insurance / mo$150.00$150.00$150.00
MI / mo$121.64$121.64$57.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,263.43$2,253.94$2,379.85
Cash to close$180,567$31,990$31,990