Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$35,250$35,250$224,910
Remaining term (yrs)16.416.430.0
Secondary amount$0$189,660$0
Funding fee$176$176$0
Note rate2.500%2.500%7.400%
Blended rate2.500%7.138%7.640%
1st payment$216.57$216.57$1,557.23
2nd payment$0.00$1,264.40$0.00
Taxes / mo$107.17$107.17$107.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$44.98
HOA / mo$0.00$0.00$0.00
Total monthly$473.73$1,738.13$1,859.38
Cash to close$214,650$24,990$24,990