Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$272,508$272,508$335,250
Remaining term (yrs)27.427.430.0
Secondary amount$0$62,742$0
Funding fee$1,363$1,363$0
Note rate6.690%6.690%7.400%
Blended rate6.690%7.122%7.640%
1st payment$1,807.90$1,807.90$2,321.20
2nd payment$0.00$470.57$0.00
Taxes / mo$106.92$106.92$106.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.05
HOA / mo$0.00$0.00$0.00
Total monthly$2,064.82$2,535.38$2,645.17
Cash to close$99,992$37,250$37,250