Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$415,147$415,147$463,410
Remaining term (yrs)25.625.630.0
Secondary amount$0$48,263$0
Funding fee$2,076$2,076$0
Note rate4.980%4.980%7.400%
Blended rate4.980%5.399%7.640%
1st payment$2,386.63$2,386.63$3,208.56
2nd payment$0.00$361.97$0.00
Taxes / mo$284.75$284.75$284.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$92.68
HOA / mo$0.00$0.00$0.00
Total monthly$2,838.05$3,200.02$3,752.66
Cash to close$99,753$51,490$51,490