Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$293,804$293,804$391,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$97,696$0
Funding fee$1,469$1,469$0
Note rate3.020%3.020%7.400%
Blended rate3.020%4.512%7.640%
1st payment$1,412.18$1,412.18$2,710.67
2nd payment$0.00$732.72$0.00
Taxes / mo$189.92$189.92$189.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.30
HOA / mo$300.00$300.00$300.00
Total monthly$2,052.09$2,784.81$3,428.88
Cash to close$141,196$43,500$43,500