Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$433,352$433,352$481,500
Remaining term (yrs)28.528.530.0
Secondary amount$0$48,148$0
Funding fee$2,167$2,167$0
Note rate6.650%6.650%7.400%
Blended rate6.650%6.885%7.640%
1st payment$2,823.32$2,823.32$3,333.81
2nd payment$0.00$361.11$0.00
Taxes / mo$139.00$139.00$139.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$96.30
HOA / mo$0.00$0.00$0.00
Total monthly$3,128.99$3,490.10$3,735.78
Cash to close$101,648$53,500$53,500